Buying Decision Tips

Couple smiling, holding keys in new home.

Buy vs. Rent

Buying

  • Fixed interest rates

  • Consistent monthly payments

  • No annual payment increases

  • Tax-deductible interest and property taxes

  • Equity (wealth builder)—you eventually own

  • No landlord

  • Inheritance for your kids

  • No lease or unexpected eviction or rent increase

Renting

  • Landlord pays maintenance

  • Flexibility to relocate

  • No equity (wealth building)

  • No ownership

  • No tax deduction

  • Periodic rent increases

  • No inheritance for your kids

  • No lawncare

  • No regime or HOA fees

Houses with "For Rent" sign on lawn.
Realtor showing couple a modern kitchen.

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